The big question is: When will the term structure of interest rates change? That's the question to be worried about.
In return, society rewards those who give it what it wants. That is why how much money people have earned is a rough measure of how much they gave society what it wanted.
It all comes down to interest rates. As an investor, all you're doing is putting up a lump-sump payment for a future cash flow.
So how does the machine work that you have a financial crisis? How does deleveraging work - what is the nature of that machine? And what is human nature, and how do you raise a community of people to run a business?